Financing
Routes to ownership, with vetted Kenyan banks.
Precifarm is not a credit broker and does not guarantee approval. We introduce you to the right relationship manager at each partner institution and supply the technical specifications, BOM, and EPRA compliance documents banks require.
Our financing partners
Six routes, tuned to the customer.
Each partner is suited to a different customer profile. Mention Precifarm AI Ltd as your solar provider during your application — we will supply the technical specifications, BOM, and EPRA compliance documents the bank requires.
For commercial and institutional buyers
SMEs, schools, clinics, agribusinesses — bank-led routes for the Commercial package.
KCB Clean Energy Financing
SMEs · schools · health facilities · agribusinesses
Backed by the Green Climate Fund (KSh 12.5bn facility, 2025-26). Terms aligned to customer cash flow.
- Ticket
- Up to KSh 250m secured
- Term
- Up to 60 months
KCB SME Term Loans
Commercial customers without renewable-specific collateral
Standard SME unsecured working-capital and asset-finance facility.
- Ticket
- Up to KSh 3m unsecured
- Term
- Up to 36 months
Stanbic Solar PV Financing
Agribusinesses and SMEs with 12 months of KPLC bills
Tailored for grid-tied, hybrid, or off-grid systems based on energy audit.
- Ticket
- Energy-audit driven
- Term
- Negotiated per case
Co-operative Bank — CO-OP-A-MAJI
Farmers and water-linked SMEs (boreholes, irrigation)
Solar water pumps, heating systems, and related infrastructure.
- Ticket
- Per facility size
- Term
- Per facility size
For salaried customers and SACCO members
Personal loans most often used for the Family package.
Equity Equiloan + Eazzy Loan
Salaried customers buying Family
Equiloan via check-off arrangement. Eazzy Loan instant via mobile for smaller amounts.
- Ticket
- KSh 30k–5m
- Term
- Up to 6 years
SACCOs
Members with payroll deduction
Member development loans, terms vary by SACCO.
- Ticket
- Per SACCO policy
- Term
- Per SACCO policy
Next steps
From enquiry to commissioning, in seven steps.
- 1
Identify your package — Starter, Family, or Commercial.
- 2
Contact Precifarm to schedule a site assessment (free of charge).
- 3
Receive a custom proposal with confirmed BOM and EPRA documentation.
- 4
Choose financing route — cash, Precifarm 24-month plan (Starter only), or partner bank.
- 5
If using a bank, apply through the partner links above with our documentation attached.
- 6
Installation is scheduled within 7 to 14 days of financing confirmation.
- 7
System commissioned, customer trained, and Neura monitoring activated.
All instalment calculations on this site are illustrative, computed on a reducing-balance basis. Actual rates depend on the lender’s assessment of your credit profile, security offered, and current Central Bank Rate. Precifarm AI Ltd is not a lender, financial advisor, or credit broker, and does not guarantee approval of any third-party financing. Bank product terms change frequently; always confirm current rates and eligibility directly with the lender before signing.
Ready to take the next step?
Tell us your package and the financing route you are considering. We will reply with a written quote and the technical documents your bank needs.